Miami Personal Injury Lawyer Blog
The Sunshine State continues to be a top holiday destination, and recent tourism figures reveal that the trend is likely to continue. Official State of Florida statistics indicate that more than 143 million visitors arrived in 2025, setting yet another annual record.
Many of these tourists will get around South Florida by rental car, bringing with them an increased risk of auto accidents. If you were injured while visiting, it is essential to consult with a Miami rental car accidents attorney about your rights. You are protected, but there are some considerations to note.
Does Florida Law Treat Tourists Differently After a Car Accident in Miami?
Florida law generally gives the same legal rights to tourists and locals injured in a car accident in Miami. Visitors can pursue compensation for injuries caused by another driver’s negligence, but tourists may face unique challenges after a crash. Examples are:
- Returning home before treatment ends
- Dealing with unfamiliar insurance rules
- Complications with rental vehicles and filing claims
How Florida’s No-Fault Insurance Laws Affect Tourists Injured in Miami Car Accidents
Florida follows a no-fault insurance system, which means state motorists typically turn to their Personal Injury Protection (PIP) coverage after a car accident. This rule can affect tourists differently depending on their coverage: Some visitors may rely on their own auto policy, while others depend on rental car insurance or travel coverage.
In Florida, PIP usually covers a portion of medical bills and lost income regardless of fault. However, serious injuries may allow victims to step outside the no-fault system and pursue additional compensation.
Who Pays for Damages After a Rental Car Accident in South Florida?
A rental car accident often encompasses multiple layers of insurance, as coverage may come from:
- The at-fault driver’s policy
- The injured person’s insurance
- The rental company’s protection plan
- A credit card company, if it provides benefits when booking with their card
Because multiple policies may apply, rental car crash victims often need help identifying which insurance company is responsible.
Local Legal Representation is Critical After a Miami Rental Car Crash
Having local legal counsel can make a significant difference in recovering damages, as attorneys familiar with Miami traffic patterns, tourism activity, and Florida injury laws understand how to investigate these cases effectively. They can help:
- Gather evidence
- Communicate with insurance companies
- Coordinate medical documentation
Local lawyers also know how to handle claims when clients return to another state, enabling you to meet necessary deadlines and leverage all compensation opportunities.
Consult with a Miami Rental Car Accidents Lawyer for Free
Your rights as a victim may be no different if you are from out-of-state, but the need for local counsel is even more critical for tourists. Gerson & Schwartz, PA, represents visitors injured in rental car crashes and can manage your case even after you return home. The firm handles communication with insurers, gathers evidence locally, and protects your claim under Florida law. To discuss your situation, call (305) 371-6000 or visit our website to schedule a free consultation at our offices in Miami, Fort Lauderdale, or West Palm Beach, FL.
