Your Legal Rights After an Uber or Lyft Crash in Miami

Ridesharing is a multimillion-dollar business that impacts public safety, so Florida laws protect victims in the event of an accident. Companies like Uber and Lyft, defined by statute as “transportation network companies” (TNCs), are subject to strict regulations. If you are injured in a rideshare accident in Miami, you have the right to pursue compensation from Uber or Lyft’s insurance, the at-fault driver, or both. 

However, there are many challenges with the claims process and dealing with TNCs. It’s wise to trust a Miami rideshare accident attorney to pursue the at-fault parties for proper compensation. Plus, you can review some basics to help you understand how these cases work. 

What to Do Immediately After an Uber or Lyft Accident

If you are injured in an Uber or Lyft crash in Miami, your first step should always be to seek medical help—even if the injuries seem minor. Then:

  •       Call 911.
  •       Take photos of the vehicles, the location, and your injuries.
  •       Collect information from all drivers involved, including the rideshare driver.
  •       Get contact details from witnesses if possible.
  •       Report the incident through the Uber or Lyft app to ensure there’s an official record.

Who is Liable in a Rideshare Accident in Miami?

Determining liability after a rideshare accident in Miami can be complex. The at-fault party could be:

  •       The Uber or Lyft driver
  •       The driver of another car
  •       Another road user
  •       A third party

In rideshare cases, liability often depends on whether the driver was actively using the app or carrying a passenger at the time. This status impacts which insurance policy applies. Plus, Florida follows a comparative negligence rule, meaning more than one party may share fault.

Your Rights as an Injured Passenger in an Uber or Lyft Crash

As a passenger, you are not limited to using your own insurance. Florida’s personal injury laws allow you to file claims against the responsible driver or access Uber and Lyft’s commercial insurance policies. You have legal rights to pursue compensation for medical expenses, lost wages, and pain and suffering.

Uber and Lyft Insurance Coverage Explained for Miami Crash Victims

TNCs offer up to $1 million in liability coverage, but only in certain circumstances. If the rideshare driver was transporting a passenger or en route to a pickup, this high-limit policy applies. If the driver was logged in but waiting for a ride, only limited coverage is available. If the driver wasn’t using the app, their personal insurance must cover the damages.

Discuss Remedies with a Miami Uber and Lyft Accidents Lawyer

Now that you understand your rights, you can see why legal help is essential after a rideshare collision. At Gerson & Schwartz, PA, our attorneys have decades of experience representing injury victims in Uber and Lyft accidents. We understand the complexities of rideshare claims and how to pursue full compensation under Florida law. If you’ve been hurt, don’t wait to contact our offices in Miami, Fort Lauderdale, or West Palm Beach. You can call (305) 371-6000 or go online to schedule a free consultation with a knowledgeable personal injury lawyer.

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