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Uber Accident Claims and Insurance

Uber Car Accident Claims and Insurance Issues

Under Florida law, vehicle owners are required to carry a minimum of $10,000 in PIP or personal injury protection. However, Uber drivers carry more insurance. Uber drivers carry up to $ 1,000,000 of bodily injury insurance and uninsured motorist coverage for Uber drivers and passengers. But there is some dispute whether the Uber insurance policy is primary or secondary insurance policy. Other issues that can affect an Uber accident and personal injury claims in Florida is whether or not the driver is working or, on the clock. If your Uber driver is not working then the insurance policy will likely not apply. If so, Uber car accident victims may need to look to the driver of the Uber vehicles insurance coverage. In these instances, how much insurance coverage is available will need to be analyzed just like in any other auto, car, or motor vehicle accident claim. For these reasons you should only contact an experienced car accident attorney or personal injury lawyer with experience handling car accident claims in Florida.

If you were seriously injured in an Uber accident in Miami, Ft. Lauderdale or another area of South Florida don't wait to seek legal help. At Gerson & Schwartz PA, we have the type of legal experience you need to order to hold negligent drivers accountable under Florida law.

What Insurance Will Apply in an Uber Accident Under Florida Law?

If an individual driver's personal non-commercial insurance will cover an accident while the vehicle is being used commercially (most do not), and even at what times the company's commercial insurance will provide coverage to the drivers. Rideshare drivers' time is generally divided into three categories for insurance purposes: "off the clock", "on the clock without passengers", and "on the clock with passengers", which are each handled differently by their commercial insurance carriers. Because of this, claims against an Uber driver involved in an automobile accident can become complicated very quickly.

Uber Car Accident Attorneys in Miami

If you have been involved in an auto accident or car crash with an Uber driver then you need a car accident lawyer in Miami to assist you with your personal injury claim. Gerson & Schwartz, P.A. attorneys have specialized legal experience to pursue your Uber car accidents injury claims. Our personal injury law firm has been helping Uber injury victims in Miami and auto, car and motor vehicle injury victims throughout Miami Dade, Broward, Monroe, and Palm Beach get compensation for over forty years. If you or a loved one were injured, don't wait. For a free consultation contact us to discuss your injury claim and see how we can help.

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Client Reviews

I am a lawyer in Massachusetts. I had a case to refer against a cruise line in Florida and did my homework on which firm to represent the client. Let me take the guessing out of it for you. Call this law firm and sign up. Brandon Parrelli, Google User
A big shout out to Nick Gerson & Schwartz for helping me navigate my care after a fall against a major cruise ship. They took care of me all along the way and saw me through such a very hard time. I highly recommend their firm if you are looking for a firm that truly cares about you. 5 Stars all the way! Janna Wright, Google User
Mr Nick Gerson has been extremely attentive (even on weekends!) and has been more than willing to take time to answer all my questions. His receptionist (Suzanne) and paralegal (Carla) are courteous, friendly and highly efficient in all matters. Mr Gerson's diligence lead to a very quick resolution of my case. I am more than pleased to recommend you seek him as your attorney. You will not regret you did!! G.I.B.
Mr. Gerson and all his team gave to my case the careful and professional attention it needed from the beginning to end. Unfortunately, a year ago I was involved in a car accident on the victim side. I have appreciation for the good service that was given to me and my situation. Thanks. Cales & Mr. Hyde (Carlos Andrés García Jiménez), Google User
Gerson & Schwartz did an excellent job with my case! Nick Gerson was my primary contact throughout the process and I was overly pleased with his level of professionalism and commitment. Thanks again to the firm for both winning my case and handling it with the upmost respect. Read the full review » Jhlechia Ervin
Phil is the best attorney! The staff is very helpful and were always kind and understanding. Especially during a PIP claim which can be very frustrating. I am so lucky that I found Gerson & Schwartz to resolve my case, I truly believe there could have been no better outcome. Romina Frascarelli, Google User
Excellent attorneys, they leave no stone unturned in any case and get max value. Jon Zepnick, Google User
I hired Gerson & Schwartz, PA for a personal injury/slip and fall case. Phil Gerson, Nick Gerson, and Ed Schwartz were awesome! They were very professional, supportive, and informative through the whole process. I was amazed at how much time and effort they put into presenting my case. They fought hard for me and I am very happy with the outcome. I love these guys and would highly recommend them to anyone looking for an attorney who will look out for your best interest and fight hard for what you deserve. Deb Betts, Google User