Uber Accident Claims and Insurance

Uber Car Accident Claims and Insurance Issues

Under Florida law, vehicle owners are required to carry a minimum of $10,000 in PIP or personal injury protection. However, Uber drivers carry more insurance. Uber drivers carry up to $ 1,000,000 of bodily injury insurance and uninsured motorist coverage for Uber drivers and passengers. But there is some dispute whether the Uber insurance policy is primary or secondary insurance policy. Other issues that can affect an Uber accident and personal injury claims in Florida is whether or not the driver is working or, on the clock. If your Uber driver is not working then the insurance policy will likely not apply. If so, Uber car accident victims may need to look to the driver of the Uber vehicles insurance coverage. In these instances, how much insurance coverage is available will need to be analyzed just like in any other auto, car, or motor vehicle accident claim. For these reasons you should only contact an experienced car accident attorney or personal injury lawyer with experience handling car accident claims in Florida.

If you were seriously injured in an Uber accident in Miami, Ft. Lauderdale or another area of South Florida don't wait to seek legal help. At Gerson & Schwartz PA, we have the type of legal experience you need to order to hold negligent drivers accountable under Florida law.

What Insurance Will Apply in an Uber Accident Under Florida Law?

If an individual driver's personal non-commercial insurance will cover an accident while the vehicle is being used commercially (most do not), and even at what times the company's commercial insurance will provide coverage to the drivers. Rideshare drivers' time is generally divided into three categories for insurance purposes: "off the clock", "on the clock without passengers", and "on the clock with passengers", which are each handled differently by their commercial insurance carriers. Because of this, claims against an Uber driver involved in an automobile accident can become complicated very quickly.

Uber Car Accident Attorneys in Miami

If you have been involved in an auto accident or car crash with an Uber driver then you need a car accident lawyer in Miami to assist you with your personal injury claim. Gerson & Schwartz, P.A. attorneys have specialized legal experience to pursue your Uber car accidents injury claims. Our personal injury law firm has been helping Uber injury victims in Miami and auto, car and motor vehicle injury victims throughout Miami Dade, Broward, Monroe, and Palm Beach get compensation for over forty years. If you or a loved one were injured, don't wait. For a free consultation contact us to discuss your injury claim and see how we can help.

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