As a Florida motorist, you’re aware that there are mandatory auto insurance requirements that create a system of “no-fault” in which proof of liability is not necessary to recover compensation. However, no-fault insurance laws in Florida do not apply to motorcycles. While car drivers use Personal Injury Protection (PIP) insurance for initial medical expenses, motorcyclists must seek compensation from the at-fault driver’s insurance.
This allows Miami riders to sue for damages, including pain and suffering, without meeting a “serious injury” threshold. The legal process is still complicated, making it critical to get help from a Miami motorcycle accidents lawyer for filing a claim and potentially going to court. An explanation of the basics should also be informative.
The Motorcycle Exception to No-Fault Laws in Miami