Allstate Insurance Accident Attorney

After being in a car accident, there are a few steps you should take. Always take stock of your physical condition and then your passengers’ conditions to determine if you need medical assistance. Next, if you can, you should get to safety. Once you are out of the way of traffic, you should call the police. With that taken care of, you can begin to exchange information with the other driver. You will want to get their name, phone number, and auto insurance carrier. There are a number of major insurers in the U.S., and the at-fault driver may have Allstate. Immediately after your accident, when it is time to file a claim, call a Miami Allstate insurance lawyer from Gerson & Schwartz P.A. One of our experienced and skilled attorneys will represent you during the claims process, protect your rights, and help you pursue the maximum compensation for your injuries and property damage.

To schedule a consultation, call the car accident lawyers of Gerson & Schwartz P.A. at (877) 475-2905.

A Brief History of Allstate

Allstate was formed by Sears, Roebuck & Co. in 1931 after President and Board Chairmen General Robert E. Wood came up with the idea to sell insurance through the mail. Within the first year, Allstate had 4,217 active policies. In an exciting piece of history, Richard Roskam became the first Allstate agent by setting up a table in the Sears’ exhibition at the Chicago’s World’s Fair. In 1939, Allstate made history again by charging auto insurance rates based on age, mileage, and use of the car.

In the 1950s, Allstate continued to expand rapidly. It started adding products to its lineup, including personal liability insurance, life insurance, commercial insurance, mortgage insurance, and fire insurance policies. By the end of the decade, the insurer had 5.3 million policyholders. In 1960, Allstate’s Good Driver Discount Plan was introduced, something many drivers recognize and benefit from today. By the early 1990s, Allstate was still growing and decided to become an entirely publicly owned company. The same decade, it purchased a number of smaller life insurance businesses. At that point, the company sold insurance or financial products to more than 14 million households. By 2017, Allstate was fourth place in the auto insurance market, according to the National Association of Insurance Commissioners.

Allstate and Bad Faith Claims

Despite Allstate’s growth, outreach, and positive marketing, it also faces criticism. In 2008, it was ranked as the worst of U.S. insurers by the American Association of Justice, a non-profit for plaintiff’s attorneys. A CNN investigation shortly before this report found that Allstate and other major insurers were fighting claims involving injuries more often. In more recent years, Allstate has faced lawsuits for issues such as reducing vehicle values during total loss claims, forcing claimants to undergo medical exams by the insurer’s preferred doctors, and other acts of bad faith.

Let a Miami Allstate Insurance Attorney Help You

If you were injured in a car accident and the at-fault driver has Allstate insurance, the best thing for you to do is call a car accident lawyer at Gerson & Schwartz P.A. Despite Allstate’s neighborly marketing ads, it turns a healthy profit. This is by minimizing its losses, which includes settling car accident claims for as little as possible. When is your turn to make a claim with Allstate, whether you do so online, by calling 1-800-ALLSTATE, or with the Allstate mobile app, you should have legal representation to protect your rights during the process and to fight for you to receive fair compensation.

A lawyer will help you through the claims process, including with:

  • Answering an insurance adjuster’s questions;
  • Providing a formal oral or written statement about the accident;
  • Providing medical records regarding your injuries sustained in the accident;
  • Providing vehicle repair estimates;
  • Calculating the potential value of your car accident claim, including property damage, medical expenses, lost wages, and pain and suffering;
  • Negotiating a fair settlement; and
  • Appealing a denial of your claim.

An Allstate insurance lawyer in Miami will ensure you do not accidentally take responsibility for the accident to an adjuster. While an adjuster conducts the insurer’s investigation, a lawyer will help you cooperate while also protecting your privacy. For example, insurers will often ask you to sign a waiver, granting them access to all of your medical records. Your lawyer will make sure Allstate receives the appropriate medical records and no more.

A lawyer is also helpful in spotting bad faith conduct by the insurer. If you have little-to-no experience with car accident claims, you may not notice when an insurer is not communicating with you as they should or when an insurer is delaying the investigation. A lawyer will notice and strive to rectify the situation immediately. If the insurer’s bad faith leads to a wrongly denied claim or the refusal to negotiate an appropriate settlement, then your lawyer will advise you on whether you have a valid bad faith claim against the company.

Also, if your insurance claim is denied, your attorney is there to represent you in an appeal with the insurer or to represent you in a personal injury case against the at-fault driver.

Call Our Allstate Insurance Attorneys in Miami Today

Once you know you must deal with Allstate after a car accident, contact Gerson & Schwartz P.A.’s Miami office at (305) 371-6000.

We have over 48 years of experience helping individuals after car accidents. We understand how frustrating this situation is and how worried you may be regarding your finances. Collisions can cost you thousands of dollars unless you receive an insurance settlement. We are here to help you obtain the maximum financial recovery possible, and we are highly experienced in dealing with auto insurance companies after an accident.

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A big shout out to Nick Gerson & Schwartz for helping me navigate my care after a fall against a major cruise ship. They took care of me all along the way and saw me through such a very hard time. I highly recommend their firm if you are looking for a firm that truly cares about you. 5 Stars all the way! Janna Wright, Google User
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Mr Nick Gerson has been extremely attentive (even on weekends!) and has been more than willing to take time to answer all my questions. His receptionist (Suzanne) and paralegal (Carla) are courteous, friendly and highly efficient in all matters. Mr Gerson's diligence lead to a very quick resolution of my case. I am more than pleased to recommend you seek him as your attorney. You will not regret you did!! G.I.B.
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Mr. Gerson and all his team gave to my case the careful and professional attention it needed from the beginning to end. Unfortunately, a year ago I was involved in a car accident on the victim side. I have appreciation for the good service that was given to me and my situation. Thanks. Cales & Mr. Hyde (Carlos Andrés García Jiménez), Google User
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Gerson & Schwartz did an excellent job with my case! Nick Gerson was my primary contact throughout the process and I was overly pleased with his level of professionalism and commitment. Thanks again to the firm for both winning my case and handling it with the upmost respect. Read More » Jhlechia Ervin
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Phil is the best attorney! The staff is very helpful and were always kind and understanding. Especially during a PIP claim which can be very frustrating. I am so lucky that I found Gerson & Schwartz to resolve my case, I truly believe there could have been no better outcome. Romina Frascarelli, Google User
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Excellent attorneys, they leave no stone unturned in any case and get max value. Jon Zepnick, Google User
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I hired Gerson & Schwartz, PA for a personal injury/slip and fall case. Phil Gerson, Nick Gerson, and Ed Schwartz were awesome! They were very professional, supportive, and informative through the whole process. I was amazed at how much time and effort they put into presenting my case. They fought hard for me and I am very happy with the outcome. I love these guys and would highly recommend them to anyone looking for an attorney who will look out for your best interest and fight hard for what you deserve. Deb Betts, Google User
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