Homestead Uber Car Accident Attorney
Uber drivers often operate under the misconception that Uber will protect them if they get into a car accident, and therefore they don't need an attorney. This is simply not true. Uber recently broke headlines with their $1 million insurance policy for drivers and passenger injuries. This is seemingly good news in Homestead where the rates of people with insurance are not particularly high and given that Florida state only requires $10,000 coverage. However, Uber's policy is not the Whitehorse that it appears to be. In fact, Uber's insurance policy bears a bit of a loophole that proves detrimental to the average Uber driver. This article will discuss what you can do to protect yourself. If you find yourself in collision dispute with Uber, call Uber specialist at the Law offices of Gerson & Schwartz at (877) 475-2905 to discuss your case.Risk of Being a Uber Driver
Although Uber now offers reasonable coverage to drivers, there are still some significant gaps that can affect both your health and liability. In addition to reading this article, you should educate yourself on additional rideshare insurances that can cover you when you aren't covered. While Uber's insurance is at its best while drivers are picking up or already in route with a passenger their insurance coverage is greatly diminished when they are waiting to pick up passenger. Under the current rule, if an Uber driver has yet to accept a passenger, they have no coverage for property damage if an accident occurs, and their liability coverage for injured persons drops to $50,000. Additionally, most personal car insurance companies limit coverage while participating in a ridesharing activity. The reasoning that personal insurance companies use is that if you are using your vehicle to pick up passengers your vehicle is being used to conduct a business activity and is no longer covered under your insurance policy. Thus, if your TNC insurance with Uber is diminished and you are not covered by your insurance company you are susceptible to liability in the wake of a collision while waiting for another rider. If you find yourself in a collision, call Gerson & Schwartz at (877) 475-2905 to discuss your case.Specific Injuries Suffered by Uber Driver
When a driver does not take these precautions or considerations, they risk being financially liable in whole or in part, exceeding the $50,000 liability coverage. This can result in loss of transportation, and immediate suspension from Uber. Once the accident is reported to Uber, Uber immediately suspends the drivers account until the matter is resolved. If the driver in question is one of the Uber drivers that counts on Uber to supplement some sort of income it would be in their best interest to seek out an attorney immediately after getting into an accident. Gerson & Schwartz have over 40 years of experience advocating for clients in car collisions disputes. Call them today to for a consultation on your case at (877) 475-2905.What Steps Should an Uber Driver Take if Involved in a Collision
If you are an uber driver involved in a collision you should do the following:
- Check to see if you, your passenger and the other driver has received any bodily injuries. If necessary, call 911.
- Take photos of the damage to your car and other cars at the scene
- Collect information from witnesses
- Report the accident to Uber
- Call your insurance company
- Record your thoughts regarding the accident so that you can remember that the details better in the future
To ensure that the evidence is preserved, your lawyer will send preservation of evidence letter, also known as a spoliation letter to both your driver and Uber. Then they will gather your medical records and proof of your lost wages. The following step will be to make a demand for settlement of your Uber accident claim. If the Insurance company fails to make a reasonable settlement offer, Gerson & Schwartz will prepare and file a lawsuit on your behalf.
Once the suit is filed, our Uber lawsuit lawyers will seek the earliest possible trial date so that your case gets resolved by settlement or jury verdict as quickly as possible.Discuss Your Situation With an Experienced Homestead Truck Accident Lawyer
The legal team at Gerson & Schwartz, P.A. regularly represents clients in insurance claims and personal injury claims in court following serious accidents and injuries. If you or a family member has been injured, please call Gerson & Schwartz, P.A. a Homestead Uber accident attorney at (877) 475-2905 or contact us online to schedule your free consultation.