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Florida Keys Uber Accident Lawyer

Many people consider Uber to be a genius invention. It took away the hassle of having to wait outside to hail a taxi. It enabled more people to live without cars, or to leave the vehicle at home on nights they knew they’d be drinking. It created jobs with flexible hours. There are many benefits. Yet Uber drivers are ordinary people. They do not have special training or driver’s licenses. They are just as likely to get into a crash than any other person on the road.

If you are hurt in a crash involving an Uber, you should contact a Florida Keys Uber accident lawyer at Gerson & Schwartz P.A. at (877) 475-2905. You also can contact us online to schedule a free consultation. We represent residents and visitors to the Florida Keys who are injured while riding in or driving an Uber. We also represent other vehicle drivers and passengers who were hurt in a crash that was an Uber driver’s fault.

Uber Accidents in the Florida Keys

The Florida Keys are an extensive group of islands off the southern coast of Florida. While not all of the islands are inhabited, several are home to hundreds or thousands of people. In the Upper Keys, there is Key Largo. It has a population of more than 10,000 people and is one of the more popular Keys to visit. In the Middle Keys is Marathon, one of the largest towns in the Keys. It has a population of more than 8,000 people and is another consistent travel destination. Finally, there are the Lower Keys, which include Key West. This island has the largest population with more than 25,000 people, it is one of the top travel destinations in the U.S.

Given the popularity of Key West and some of the other islands and given that these are often spring break and party destinations, it is no surprise that Uber started to offer its services in Key West and on the other Keys. Unfortunately, traveling around the Keys can be dangerous. The Overseas Highway and Seven Mile Bridge often have accidents. If you are injured in an Uber accident while in the Keys, call our Uber accident lawyers for the Florida Keys as soon as possible.

Common Causes of Florida Keys Uber Accidents

If you are hurt in a car accident that involved an Uber, whether or not you were in the rideshare vehicle, you need to call an experienced attorney right away. To begin with, you will need a lawyer to find out what happened and why. At Gerson & Schwartz P.A., we have found that many Uber accidents occur due to:

  • Impaired driving due to drugs or alcohol
  • Distracted driving
  • Cell phone use while driving
  • Speeding
  • Failing to obey traffic signals and devices
  • Failure to yield the right of way
  • Weather conditions, such as sun glare off the water
  • Defective vehicles
  • Poorly maintained vehicles

Once we have evidence regarding what caused the crash and who is responsible, we can guide you through the insurance claim process. Depending on who was at fault, you may have to file an insurance claim against the Uber driver’s personally policy and/or against Uber’s insurance policy.

Types of Uber Car Crashes in the Florida Keys

Our Florida Keys Uber accident attorneys have represented Uber accident victims who were hurt in all types of vehicle crashes, including:

Uber’s Insurance Coverage

If you were injured in a car crash that was caused by an Uber driver, then you likely will have to file auto insurance claims against the Uber driver’s personal insurance and Uber’s insurance policy. Uber provides its drivers, passengers, and injured third parties auto insurance in various circumstances.

If the Uber driver is waiting on a ride request, then Uber provides only third-party liability coverage. This includes at least $50,000 per person and $100,000 per accident for physical injuries and at least $25,000 per accident for property damage. However, if you are the Uber driver and you were injured in a crash you caused, this will not cover you. Also, if the other driver caused your injuries, you will have to file a claim against that person’s personal policy.

If a driver has accepted a ride request and is on the way to get a passenger, or has a passenger in the vehicle, then Uber provides a $1 million third-party liability policy. The company also offers $1 million per accident of uninsured or underinsured motorist bodily injury coverage, and contingent collision and comprehensive coverage. The “contingent” part means this policy only applies if the Uber driver has contingent or comprehensive coverage in their personal plan.

Because you may have to file a claim against more than one auto insurance policy, or you may fall into a gap between policies, it is best to work with an experienced Uber accident attorney for the Florida Keys. Our car accident lawyers are highly experienced in navigating the insurance claim process and pursuing the maximum amount of compensation for our clients.

Call Gerson & Schwartz P.A. for Help

If you were involved in a crash with an Uber, you are going to need legal advice and guidance. Without a lawyer’s help, you are bound to end up in a complicated and frustrating insurance claim. You also may be pressured by Uber’s insurer to accept a low settlement offer. By hiring Gerson & Schwartz, P.A., you have a lawyer who will fight for you to receive what your claim is really worth.

Call us today at (305) 371-6000.

Client Reviews
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I am a lawyer in Massachusetts. I had a case to refer against a cruise line in Florida and did my homework on which firm to represent the client. Let me take the guessing out of it for you. Call this law firm and sign up. Brandon Parrelli, Google User
★★★★★
A big shout out to Nick Gerson & Schwartz for helping me navigate my care after a fall against a major cruise ship. They took care of me all along the way and saw me through such a very hard time. I highly recommend their firm if you are looking for a firm that truly cares about you. 5 Stars all the way! Janna Wright, Google User
★★★★★
Mr Nick Gerson has been extremely attentive (even on weekends!) and has been more than willing to take time to answer all my questions. His receptionist (Suzanne) and paralegal (Carla) are courteous, friendly and highly efficient in all matters. Mr Gerson's diligence lead to a very quick resolution of my case. I am more than pleased to recommend you seek him as your attorney. You will not regret you did!! G.I.B.
★★★★★
Mr. Gerson and all his team gave to my case the careful and professional attention it needed from the beginning to end. Unfortunately, a year ago I was involved in a car accident on the victim side. I have appreciation for the good service that was given to me and my situation. Thanks. Cales & Mr. Hyde (Carlos Andrés García Jiménez), Google User
★★★★★
Gerson & Schwartz did an excellent job with my case! Nick Gerson was my primary contact throughout the process and I was overly pleased with his level of professionalism and commitment. Thanks again to the firm for both winning my case and handling it with the upmost respect. Read More » Jhlechia Ervin
★★★★★
Phil is the best attorney! The staff is very helpful and were always kind and understanding. Especially during a PIP claim which can be very frustrating. I am so lucky that I found Gerson & Schwartz to resolve my case, I truly believe there could have been no better outcome. Romina Frascarelli, Google User
★★★★★
Excellent attorneys, they leave no stone unturned in any case and get max value. Jon Zepnick, Google User
★★★★★
I hired Gerson & Schwartz, PA for a personal injury/slip and fall case. Phil Gerson, Nick Gerson, and Ed Schwartz were awesome! They were very professional, supportive, and informative through the whole process. I was amazed at how much time and effort they put into presenting my case. They fought hard for me and I am very happy with the outcome. I love these guys and would highly recommend them to anyone looking for an attorney who will look out for your best interest and fight hard for what you deserve. Deb Betts, Google User